Contents: 1 - Theoretical base, international and Vietnam domestic experiences regarding the apartments for urban low-income people's issue. 2 - Real current situation of the apartments for urban low-income people's issue in the City of Hanoi. Overview. The real current situation. The related issues & problems. Real-estate market & financial market for Hanoi low-income residents. 3 - Some concrete solutions. Political stance. Principles. Orientations & directions. References.