The Debt Code is a simple-to-read finance book. It documents my story and some other people’s stories on how we were indebted, our struggles and our journey to a debt-free life. I believe ‘The Debt Code’ is a needed guide for people who wants to exit the debt cycle as debt is the most common financial problem the average Nigerian has. The economic reality of our nation and the booming loan apps have lured and trapped so many people in the debt cycle. Most people indebted are seeking help, but they are quiet about their ordeal as a result of the embarrassment people often face when speaking about their problem. The Debt Code book brings hope and enlightenment to people on how to get out of bad debt and plan a better future for themselves. The book will show the readers whether indebted or not how to maximise their finances better through practical money and lifestyle management tips which are very applicable to everyone. The book is recommended for teenagers upwards.